Funding your Care

If you are considering care at home, financial help may be available depending on your personal circumstances. Support is usually arranged through your local council, NHS, or other available funding routes, and the amount you may receive can vary.

Local Authority Funding - Means Tested:

The process normally begins by contacting your local authority and explaining your situation. They will arrange a care needs assessment, which is free of charge. This assessment looks at the type and level of support required to help you or your loved one remain living safely and independently at home.
If care needs are identified, a financial assessment will then take place. This is sometimes called a means test and is used to review your financial situation, including savings, income, and assets.
Both assessments are free, allowing you to understand what support may be available without any upfront cost. Link below for NHS website reference:
Read the NHS Guide to Care Funding
Following this review, the council will confirm whether you qualify for funding support. Depending on your financial position, you may:
Receive full funding for your care:
Receive partial funding with a personal contribution required
Be required to fund your care privately in full
As a general guide, funding decisions are often based on capital thresholds:
Above £23,250
Care is usually
self-funded
£14,250 £23,250
Partial support may be provided
Below £14,250
Significant funding may be available

Social Care Payments – NotMeans Tested:

This benefit is not subject to your financial circumstances. Instead, it is assessed by taking into account your age and your ability to perform necessary daily living tasks. Please click on the link below to find out more.
Find Out More

Disability and Long-TermSickness Payments:

If you have a disability, a long-term health condition or a serious illness, then you may be entitled to receive a Personal Independence Payment (PIP), Disability Living Allowance (DLA) or Attendance Allowance (AA). These help with extra costs associated with long-term ill-health or disability. Please click of the link below to find out more.
Find Out More

Direct Payments:

Direct Payments in home care are funds provided by your local authority (council) to help you arrange and pay for your own care and support, instead of the council organising services on your behalf.
If you’re eligible for social care support after an assessment, the council calculates a personal budget. With direct payments, this money is paid directly to you (or someone acting on your behalf), giving you control over how your care is arranged.
There are Direct Payment Support Services which are available to help manage these funds and associated admin for you. We work closely with some of these companies, so feel free to speak to us if you would like some direction on who to choose.
Find Out More

Self Funding

Self-funded care (also called private care) is when an individual pays for their own care and support if they are not eligible to receive financial help from the local authority.
If, after a financial assessment, your savings and assets are above the threshold set by your local council, you’ll be expected to cover the full cost of your care yourself. You can then arrange care directly with a homecare provider.

Our Pricing

Fair and Transparent Pricing

At Master One Care, we are committed to offering fair, competitive pricing without compromising on the quality of care. We regularly review our rates to ensure our clients receive excellent value for money alongside consistent, high-quality support.

No Hidden Costs

We believe in complete honesty and transparency. All of our charges are clearly explained from the outset, with no hidden fees or unexpected costs.

Simple, Fixed Rates

Our pricing is straightforward—you pay a fixed hourly rate regardless of when care is delivered. This means there are no additional charges for evenings, weekends, or bank holidays.